For: first-time renters and interstate movers · Last reviewed 2026-10-30

Renting in the US: scams, renter’s insurance, interstate moves

Compiled from FTC, HUD, NAIC and FMCSA. Not legal advice.

1. Spot fake listings

   • Copied photos with new contacts;
   • Prices far below market; “I’m abroad”;
   • Tour before paying when possible.
   Official sources: FTC: Rental Listing Scams
   Last reviewed 2026-10-30

2. Protect data and money

   • No Western Union / gift cards / crypto for deposits;
   • Do not send SSN before a real application.
   Official sources: FTC: Rental Listing Scams
   Last reviewed 2026-10-30

3. Fair housing

   • Federal protections for race, color, national origin, religion, sex, disability, familial status.
   Official sources: HUD: Fair Housing
   Last reviewed 2026-10-30

4. Renter’s insurance

   • Belongings, liability, additional living expenses;
   • Flood often needs a separate policy.
   Official sources: NAIC: Renters insurance
   Last reviewed 2026-10-30

5. Check interstate movers

   • Verify USDOT number on FMCSA tools;
   • Get a written estimate.
   Official sources: FMCSA: Protect Your Move
   Last reviewed 2026-10-30